Southside Bank Jobs – Mortgage Loan Officer

Job Description:

Interviews residential loan applicants and requests specified information for loan application including review of credit report.

Job Responsibilities:

• Compiles and analyzes data for residential loan applicants.
• Submits application to processing and underwriting for approval.
• Notifies applicant of loan decision. Corresponds with customers, applicants or creditors to resolve questions regarding application information.
• Recommends and outlines terms of loan. Informs prospective borrowers of loan commitments.
• Utilizes interest rate structure that is consistent with Southside Bank policies and is competitive with current market.
• Provides reports on the status of residential loans.
• Understands and follows all local, state and federal laws and regulations as they apply to residential loans and security agreements.

Job Requirements:

• Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations. Ability to write information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
• Ability to define problems through collection of data, establish facts, and draw valid conclusions.
• Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

Qualification & Experience:

• Associate’s degree (A. A.) or equivalent from two-year College or technical school; or six months to one year related experience and/or training; or equivalent combination of education and experience.

Job Details:

Company: Southside Bank

Vacancy Type: Full Time

Job Location: Brownsville, TX, US

Application Deadline: N/A

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